Some homes come with a backyard. This one comes with a lagoon. Tucked into Epperson North Village, this Summerwood Grand by Pulte, built in 2022, puts you minutes from Epperson's signature Crystal Lagoon, the resort style swimming and social hub that's made this pocket of Wesley Chapel one of the most talked about communities in Tampa Bay. Think white sand beach entries, paddleboarding, a swim up bar, food truck nights, and live music, all just down the street from your own front door. Add in a community dog park, playground, park, dock access, and a neighborhood restaurant, plus golf carts welcomed on the streets, and you've got a lifestyle most buyers only dream about. Here's the number that stops most buyers in their tracks: this home qualifies for USDA financing, which means eligible buyers can move in with zero down. That's rare for a home this new, in a community this hot, and it's worth asking your lender about before this one is gone. Step inside and the upgrades speak for themselves. Dramatic doors that stand a full 8 feet tall set the tone the moment you walk in, leading to a gourmet kitchen built for real cooking and real entertaining, complete with trays that roll out in the cabinetry for smart storage that saves your back. The primary bath features an oversized super shower that feels more spa than suburb, while a water softener already plumbed in with its own drain means you can add soft water on your own timeline. A custom entryway and mudroom, built right in, keeps daily chaos contained right where you walk in, and a floor outlet in the living room means your furniture layout isn't dictated by where the wall plugs happen to be. Upstairs, wrought iron spindles dress up the stair and balcony railings with a custom, upscale look, and thoughtful extra lighting was added in the kitchen, living room, lanai, and loft so every space feels bright and finished. A utility sink in the laundry room makes the messy jobs easier, an epoxy garage floor adds durability and curb appeal where it counts, and an integrated security monitor and screen gives you an extra layer of peace of mind. New construction quality, a coveted Epperson Lagoon lifestyle, and USDA loan eligibility rarely line up in one listing. At 9594 Rally Spring Loop, they do.